Kroo is a financial app that offers an intuitive spending experience. Users can easily track their transactions and get real-time spending insights. The app categorizes transactions, making it easier for users to understand their spending habits. Additionally, Kroo provides a convenient way to settle up with friends. The app also offers peace of mind with features such as FSCS deposit protection, Face ID and Android Fingerprint authentication, and UK-based customer support. Users can also freeze and unfreeze their card as needed.

One of the standout features of Kroo is its fee structure. The current account is free to open and does not have any monthly fees. Users can also apply for an overdraft, although this is currently by invitation only and subject to status. Another benefit is that Kroo allows users to spend using their debit card both at home and abroad, with zero fees. This makes it a convenient option for those who frequently travel or make international transactions.

Kroo is not just focused on providing financial services, but also on making a positive impact on the environment. The company has partnered with One Tree Planted, a non-profit organization dedicated to reforestation. For every new customer who opens a Kroo current account, the company pledges to plant two trees. Their goal is to plant one million trees by 2024, contributing to the future of our planet.

As a fully licensed UK bank, Kroo is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. They aim to build trust and loyalty with their customers by prioritizing their needs and providing a reliable and secure banking experience. To learn more about Kroo and its offerings, users can visit their website at kroo.com. Current account applications and account management are exclusively available through the app.