The PNC mobile app offers a range of features to help you manage your accounts and finances conveniently. You can check the balances and recent transactions of your checking, savings, credit card, and loan accounts. The app also allows you to protect your accounts by setting up fingerprint or Face Authentication for secure sign-on, or resetting your password if needed. Additionally, you can send money to people you know and trust using Zelle, either through your mobile number or email address.

The app enables you to transfer funds between eligible PNC accounts and external bank accounts. You can also make deposits by quickly and easily depositing checks with your Android device. Paying bills is made simple with the ability to add your bills and make one-time or recurring payments directly from the app. Furthermore, you can manage your PNC credit, debit, and SmartAccess cards, as well as make in-store payments with PNC Pay. If you misplace your cards, you can easily lock or unlock them through the app. The app also provides location services to help you find the nearest PNC ATM or branch.

For Virtual Wallet users, the app offers additional tools and insights to help you work towards your financial goals. You can see what's free to spend by subtracting known bills and expenses from your available checking account balance, as well as visualize your money using the Money Bar feature. The Calendar allows you to view upcoming paydays and payments, track your transactions, and set budgets to monitor your spending. You can also create savings goals and set up automatic rules to regularly transfer money to your savings.

With PNC's Security and Privacy measures, you can trust that your personal and financial information will be protected while using the app. However, it's important to note that Zelle should only be used with people you know and trust, as neither PNC nor Zelle offer a protection program for authorized payments made with Zelle. The app is available to almost anyone with a bank account in the U.S., and transactions typically occur in minutes between enrolled users.